INNOVIS: THE FOURTH CREDIT BUREAU
Innovis Data Solutions is a new credit bureau that moves around quietly collecting information on consumers and selling this information to companies for mailing lists used for things like credit card offers. Many lenders are now beginning to utilize Innovis as a credit reference for loans as well as credit cards.
A negative report from Innovis will prevent you from getting decent credit offers and the information that this company has in their database isn't always correct and needs to be checked and monitored along with the other three credit reporting agencies Equifax, Experian and Trans Union.
You can visit the Innovis website at innovis.com.
There is not much information on their site but you can find instructions there for obtaining a copy of the report that they have on you. They ask that you make all requests in writing via the mail.
Here is a list of the information that they ask for and their mailing address:
- Full Name
- Current Address (along with a copy of your driver's license or utility bill showing your current address)
- Previous addresses for the past 2 years
- Social Security Number
- Date of Birth
- Current Employer
- Phone Number
- Signature
Their rates are as follows:
- California $8.00
- Minnesota $3.00
- Montana $8.50
- All other States $9.00
- Colorado, Connecticut, Georgia, Maine, Maryland,
Massachusetts, New Jersey, Vermont: First report free.
More information is available online at http://www.innovis.com.
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